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We all like to think “it won’t happen to me”, but the reality is, bad things do happen. And they can happen to anyone at any time.
Our job is to provide the tools that enable you to make an informed decision on how to best protect yourself, your family and/or your business from death, illness or injury.
Don’t wait for the misfortune to happen, protect what matters most today.
Experience
Phil has worked in the Financial Services industry for over 45 years, mainly in the areas of personal risk management. Throughout this time, Phil has helped make a difference for many clients during tough times, being involved in many claims across all facets of individual personal risk protection – death, trauma, income protection, total & permanent disability, accidental death and both medical and surgical claims.
Continuing Professional Development
Phil maintains and keeps current a professional development plan which exceeds the requirements to maintain his competence for the financial adviser services which are provided or intended to be provided by him. These include attending workshops and presentations held by financial product providers and the Professional Advisers Association (PAA).
Personal
Phil has been an active member of the Upper Hutt community for many years. It is where he and his wife have raised four children and continue to live. From rugby coaching and refereeing to school committees to volunteer work, it is clear that Phil is passionate about all things people. This is reflected in the relationships he has with his clients.
A copy of Phil’s Disclosure Statement is available upon request at no cost.
Wellington Life Insurance Brokers Ltd provides tailored life insurance advice for families, professionals and businesses. In short, we find out what your goals are, assess your current situation and work with you to put the best protection plan in place for your specific needs.
We pride ourselves on the regular contact we maintain with our clients. Life’s various changes can impact significantly on the need to review your levels of protection and we are happy to monitor this for you along with ownership issues and premium alterations.
Lastly, we are here to help every step of the way should you ever need to make a claim, making sure it is paid to the right people at the right time – It’s what we’re here for.
Phil’s business practice and advice process is audited on an annual basis by independent auditors to ensure compliance and best practice principals are adhered to.
Phil follows a Seven Step Process™ for giving financial advice as follows:
Personal
Your greatest asset is your ability to earn an income. Have you ever thought about how you and/or your family would cope financially in the event of death, disability or serious illness?
The good news is that with the right insurance in place you can still protect what you value most – lifestyle, family, health, even the home you live in, no matter what.
We provide advice on the following benefits:
Business
If you or one of your key people were unable to take care of the business due to illness, injury or death will the financial needs of you and your business be met?
Business insurance provides a contingency plan for your business – it works when you can’t.
We provide advice on the following benefits:
With so many options out there and so many ‘what ifs?’ it’s important that you make an informed decision about protecting yourself, your family and/or your business.
Every year new products are being introduced by a wide range of institutions. It is unrealistic for any one company to provide all of the best products available. In today’s world most people do not have the time to survey the market for themselves.
An adviser has the time, experience and necessary information to research the marketplace and offer the products best suited to your needs.
If there is a particular service you are looking for that is not offered by us, we can provide you with the contact details of another expert in the areas of:
We’d love the opportunity to chat about your insurance needs.
Here’s how to get in touch:
027 4874719
Office: 4 Palmer Crescent, Heretaunga Ph 045664719
PO Box 48250,Silverstream,5142