Types of Insurance

Personal

Your greatest asset is your ability to earn an income. Have you ever thought about how you and/or your family would cope financially in the event of death, disability or serious illness?

The good news is that with the right insurance in place you can still protect what you value most – lifestyle, family, health, even the home you live in, no matter what.

We provide advice on the following benefits:

  • Life Cover – A lump-sum or monthly payment in the event of death or terminal illness (or a combination of both)

  • Trauma Cover – A lump-sum payment in the event of a serious illness or accident

  • Income Cover – A monthly payment if you are unable to work because of a disability or serious illness

  • Total and Permanent Disablement Cover – A lump-sum payment if you become totally and permanently disabled

  • Mortgage Cover – A monthly payment to cover the cost of your mortgage if you are unable to work because of a disability or serious illness

  • Medical Cover – provides access to non-acute medical treatment as and when required without the need for waiting lists or unnecessary delays

Business

If you or one of your key people were unable to take care of the business due to illness, injury or death will the financial needs of you and your business be met?

Business insurance provides a contingency plan for your business – it works when you can’t.

We provide advice on the following benefits:

  • Shareholder Protection
  • Key Person Cover
  • Business Continuation
  • Group insurance for the workplace